The Pradhan Mantri Awas Yojana Gramin initiative was established by the Indian government to offer affordable housing to rural villagers. The PMAYG plan, which was originally presented in 1985 as the “Indira Awaas Yojana,” underwent substantial adjustments before being reintroduced by the current administration in 2016 as a part of their “Housing for All by 2022” program. The PMAYG Mission has just been extended, and will now run until 2024. This effort helps thousands of people who live in rural areas. We shall learn about PMAYG 2023 and its advantages in the article we are reading right now.
PMAYG 2023
PMAYG aims to deliver pucca houses with water, sanitation, and electricity to all eligible rural families in two stages. People who do not own a home, as well as those who live in kutcha houses or houses that have been seriously damaged, are the target demographic for this program. This plan aims to provide 1.95 crore pucca dwellings in rural India between 2019 and 2022. This project has been extended until 2024, and the aim is now to have 2.95 crore pucca dwellings. Check Name in PMAY Gramin List
In the Union Budget 2022-23, the finance minister requested that 80 lakh affordable residences be built and delivered by 2023. The Finance Minister also suggested allocating Rs 48,000 crore for delayed affordable housing projects nationwide. It will expedite building projects. The minimum size of the residences that are required to be developed as part of the PMAYG 2023 project has been raised to 25 square meters from 20 square meters as of the current time.
PMAYG 2023 Benefits
The following is a list of the most important aspects of the PMAYG scheme:
- In plain regions, the Central Government and state governments would split the cost of the unit in a ratio of 60:40, which would result in an aid amount of 1.20 lakh rupees being provided for each unit.
- The ratio is 90:10 in the Himalayan states, the northeastern states, and the Union Territory (UT) of Jammu and Kashmir, with up to Rs. 1.30 lakh in aid available for each unit.
- Beneficiaries of the MGNREGS program get a daily wage of Rs. 90.95 for unskilled work.
- Gram Sabhas are responsible for verifying the information provided by the Socio-Economic and Caste Census (SECC) to determine who the beneficiaries are.
- Under the terms of the project, the central government would foot the bill for all other expenses in full, and additional financial support in the amount of Rs. 12,000 will be provided to each recipient for the construction of permanent toilets and two tanks in each home.
- Payments are sent digitally and deposited straight into bank accounts or post office accounts that are linked to Aadhaar.
- Beneficiaries might choose home designs depending on geography, climate, culture, and other factors.
- Beneficiaries might choose home designs depending on geography, climate, culture, and other factors.
PMAYG 2023 Eligibility
Eligibility includes deprivation scores and priority lists.
- The scheme helps homeless families.
- Zero, one, or two-room kutcha homes.
- Households without a literate 25-year-old.
- Households without a 16-to-59-year-old man.
- Households without 16-to-59-year-old adults.
- Casual-labor-based landless families.
- SC, ST, and other minorities are also focal points of this scheme.
- Households, where there is just one individual who is impaired and no one else in the household, is able-bodied.
Documents required
The documents required are as follows:
- Beneficiaries ‘Aadhaar number
- Consent document to use Aadhaar on behalf of the beneficiary
- MGNREGA-registered beneficiary job card number
- Swachh Bharat Mission (SBM) number of the beneficiary
- Bank passbook, IFSC code
- Mobile number (optional)