Bhabishyat Credit Card Scheme 2023 (WBBCCS): Online Apply, Interest Rate.

Bhabishyat Credit Card Scheme is a new initiative from the West Bengal state government that offers loans of up to Rs. 5 lakh with the state acting as a guarantee for upcoming projects. This is a fantastic chance for those who wish to launch their own business, and starting in 2023, they can apply for the program online. Read the article below to know more about Bhabishyat Credit Card Scheme

Bhabishyat Credit Card Scheme 2023

The scheme is sometimes referred to as the Bhabishyat Credit Card Scheme 2023. The West Bengal Chief Minister, Mamata Banerjee, made the announcement about the program during the budget presentation. The program was designed to aid prospective state initiatives and provide funding for individuals who lacked sufficient resources. The loan amount may be received without any type of collateral because the government serves as a guarantee.

Objectives of Bhabishyat Credit Card Scheme

The program’s goal is to issue credit cards to eligible participants so they can apply for loans for a range of purposes, such as starting a new business, expanding an existing one, or meeting other financial responsibilities.

  • The programme attempts to encourage teenagers in the state to pursue self-employment opportunities.
  • Starting a business can be profitable and a source of income.
  • Many people want to launch their own enterprises, but often lack the resources to do so.
  • To solve this issue, the West Bengal state government is currently providing loans.
  • Since the government will serve as a guarantor under the system, loans can be disbursed without the need for a guarantee.

Eligibility Criteria for Bhabishyat Credit Card Scheme

Following are the eligibility criteria for Bhabishyat Credit Card Scheme.

  • This programme is only open to permanent West Bengal residents.
  • The programme is intended for those who need financial support and desire to launch their own business.
  • The applicant is required to submit all required scheme-related papers.
  • An authentic certificate from the applicant is required.
  • The following documents must be submitted with the application: Adhar Card, Ration Card, Permanent Account Number (PAN) Card, and Photograph.
  • The application form must have accurate contact details.

Documents Required

Following are the documents required for Bhabishyat Credit Card Scheme

  • Bonafide certificate of West Bengal
  • Business Performa
  • Loan documents
  • Aadhar Card of the applicant
  • Copy of ration card
  • Copy of the PAN Card of the applicant
  • Recently clicked passport-size photograph
  • Contact information, including mobile number

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